Elevation Certificates: frequently asked questions
These answers are general. For your situation, check the official sources listed below or ask a professional.
Who can complete a FEMA Elevation Certificate?
A land surveyor, engineer or architect authorized by state law to certify elevation information. Most are prepared by licensed land surveyors.
Does an Elevation Certificate lower flood insurance?
It can, depending on the property and the policy. It gives the insurer the actual elevation of the building instead of default assumptions. Ask your insurance agent how it applies to you.
What is a LOMA?
A Letter of Map Amendment is a FEMA decision that a property or a structure is not in the high-risk flood area, usually based on elevation data prepared by a licensed surveyor or engineer.